India's Instant SME Tax & Financial Calculator Engine — 100% Free & Private for FY 2025-26
Fast, Free & Private Tax Engine for Indian SMEs & Working Professionals (FY 2025-26)

India's Smartest Financial Calculator & SME Tool Directory

Instantly calculate GST, TDS, EMI, HRA & Gratuity for free. Discover and compare India's top-rated accounting, payroll & tax software — all in one place.

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Live Financial Calculators

Instant, accurate calculations for Indian tax & finance — no signup, no ads, no waiting.

GST Calculator India

Calculate CGST, SGST (intra-state) or IGST (inter-state) on any taxable amount. Supports all GST slabs.

Taxable Amount₹50,000
CGST (9%)₹4,500
SGST (9%)₹4,500
Total GST₹9,000
Invoice Grand Total₹59,000

TDS Calculator India

Calculate Tax Deducted at Source under key sections of the Income Tax Act. For FY 2025-26.

Section ApplicableSec 194J
Gross Payment₹1,50,000
TDS Rate Applied10%
TDS Amount to Deduct₹15,000
Net Amount Paid to Payee₹1,35,000
Deposit TDS to Govt. by 7th of the following month via ITNS 281 challan.

EMI / Business Loan Calculator

Calculate your Equated Monthly Installment (EMI) for home loans, business loans, or personal loans.

Loan Amount₹25,00,000
Monthly EMI₹30,997
Total Interest Payable₹12,19,640
Total Amount Repayable₹37,19,640
Principal vs Interest Split
Principal 67% Interest 33%

HRA Tax Exemption Calculator

Calculate your House Rent Allowance (HRA) tax exemption under Section 10(13A) of the Income Tax Act.

Actual HRA Received₹2,40,000
40/50% of Basic Salary₹2,88,000
Rent Paid − 10% of Salary₹1,08,000
HRA Exemption (Least of 3)₹1,08,000
Taxable HRA Component₹1,32,000
The lowest of the three values above is your HRA exemption under Sec 10(13A).

Gratuity Calculator India

Calculate your gratuity eligibility and payout under the Payment of Gratuity Act, 1972.

Last Basic + DA (Monthly)₹60,000
Years of Continuous Service7 years
Eligibility StatusEligible ✓
Gratuity Payable₹2,03,077
Tax-Free Limit (Sec 10(10))₹20,00,000
Formula: (Basic + DA × 15 × Years of Service) ÷ 26. Max ₹20L tax-free.

SIP & Mutual Fund Wealth Calculator

Calculate future wealth corpus & interest earned on monthly Systematic Investment Plans (SIP).

Total Amount Invested₹12,00,000
Estimated Wealth Growth₹11,23,391
Total Expected Corpus₹23,23,391
Invested vs Returns Split
Invested 52% Wealth Gain 48%

Income Tax Calculator (FY 2025-26)

Compare your total tax liability under the New Tax Regime vs Old Tax Regime side-by-side.

Gross Income₹12,00,000
New Regime Tax (Sec 87A Rebate)₹90,000
Old Regime Tax (With Deductions)₹1,17,000
Recommended RegimeNew Regime Saves ₹27,000 🎉
Includes Standard Deduction ₹75,000 (New) & ₹50,000 (Old) for FY 2025-26.
Knowledge Hub

SME Tax & Financial Guides

Free operational guides for Indian entrepreneurs, freelancers & finance professionals.

GST Compliance

Complete Guide to GST Invoicing Rules in India

Everything SMEs need to know about HSN codes, e-Invoicing thresholds, and GSTR-1 matching.

Tax Deductions

Sec 194J vs Sec 194C: TDS Rates & Limits Explained

Avoid penalties under Section 206AA. Know when to deduct 2% vs 10% on payments.

Salary Optimization

How to Claim Max HRA Exemption Without Rent Receipts

Income Tax rules for paying rent to parents, PAN threshold (₹1 Lakh+), and Form 12BB.

Accounting Tech

Top 5 Free GST Billing Apps for Kiranas & Traders

Comparing Vyapar, KhataBook, Zoho Books & BillBook for offline and WhatsApp billing.

Free Resources

Downloadable SME Excel & Doc Templates

Free, ready-to-use business templates formatted for Indian tax & accounting.

GST Invoice Template
Excel / CSV Format
House Rent Agreement Format
For HRA Proof
Payment Voucher & Receipt
Cash / Bank Voucher
SME Tool Directory

Top-Rated Indian Accounting & Tax Software

Curated, verified tools for Indian SMEs — compare pricing, features, and affiliate yield at a glance.

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Your Passive Income Engine

Directory Revenue Simulator

Model how this very site generates passive income for you as a 7-to-6 working professional.

Financial Forecast Engine
15,000 visits
1k (Launch)50k (Established)100k+ (Scale)
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₹2,000
₹500₹2,000 (Avg SaaS)₹15,000
3 Slots
0 slots5 slots (₹49,995)10 slots
Total Estimated Monthly Passive Income
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Monthly Affiliate Revenue ₹79,500
Monthly Sponsorship Revenue ₹29,997
Weekly Management Time ~ 2.5 Hrs / week
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